The banks that serve as UBF members have all carved a reputation for reliable service and banking transparency. All 51 members lend their experience and expertise within the organization regarding pressing issues relevant to policy, management, financing and the economy. Members are commercial and Islamic, 22 of which are national banks and 29 international banks and 4 Special members, licensed by the Central Bank of UAE. They are all expected to comply with the standards of ethics and conduct set forth by the UBF. All banks under the federation work in tandem with UBF to enhance the country’s financial sector and contribute to the National Economy.